Planning for the “Sandwich” Generation
Aging parent needs help or an adult children returns home.
Business Responsibilities Under the PPACA
PPACA stands for the Patient Protection and Affordable Care Act which has several goals, including increasing access to health insurance coverage, expanding federal private health insurance market requirements, and providing…
Health Reimbursement How it Works
A Health Reimbursement Arrangement is an arrangement in which an employer reimburses an employee for qualifying medical expenses. If IRS requirements are met, the reimbursements are income tax-free to the…
Group Disability
Group Disability covers a number of people linked in some way, such as through an employer, trade association, or a school. Benefits are paid to replace earnings lost due to…
Life Policies with LTC Combo Policies
LTC, or long term care, is minimally covered by Medicare.
Types of Mortgages
Whether you're interested in purchasing your first home, are a new homeowner, or have owned your "forever" home for a decade, there's a high possibility you will pay or pay…
Planning for the Recent College Graduate
Graduating from college marks an important milestone and for many, this marks the first time a young adult becomes responsible for his or her own finances. Having a plan to…
Planning for Kids Going to College
Every young adult deserves the right to attend college but the unfortunate truth is that, depending on the type of college they choose, it can become a major financial undertaking.…
Planning for the Recently Divorced
Being "suddenly single" can be an emotional and financial roller coaster. Divorce can happen at any age and means that you are in charge of your personal finances. So, it's…
Basic Steps in the Financial Planning Process
You've been told over and over again you need a strong financial plan for long-term success. Yet someone who isn't fortunate enough to know a financial planner may find it…