5 More Back to School Savings Tips
The average family spends over $1,000 on back-to-school YIKES! The CLOTHING Debacle – Anyone with a daughter knows this all too well!! #1 Really spend some time this summer cleaning…
8 Back to School Savings Tips
The average family spends over $1,000 on back-to-school YIKES! By following all these eight back to school savings tips, my family was able to complete three children’s school supply lists…
Women & Retirement: 5 Things To Know
Everyone needs a retirement plan because after retirement, many people shift from wealth accumulation to wealth spending. When you picture retirement, are you sipping cocktails on a beach? Watching your…
Annuity – LTC Combo Contracts
Providing for health care is a key part of retirement planning. For most Americans age 65 and over, the federal government's Medicare program, and its various components, provides most of…
LTC and Partnership
Private insurance is one of a number of ways that individuals who require long-term care (LTC) are able to pay for the needed help. In a LTC Partnership program, a…
Impact of Disability
While most Americans insure their lives and physical possessions such as their homes, cards, etc., many overlook the need to protect their most valuable asset – the ability to earn…
Choosing LTC
Assessing the need for long-term care (LTC) is an important part of any risk management program. The heavy economic burden of paying for such care should be measured against your…
Who Makes Medical Decisions When I Cannot?
Today's advanced medical technology allows physicians to keep a person "alive" in situations that formerly would have resulted in death. Individuals who do not wish their lives to be prolonged…
Medical Saving Accounts
In the late 90s/early 2000s did you open a Medical Savings Account (MSA)? This savings account was available to employees of small businesses and self-employed individuals, and was designed to…
The Need for Health Insurance
Most of us would agree that good health is an extremely valuable attribute. Even the healthiest among us need some medical care. Regular physician and dental visits are a normal…