Monte Carlo Simulation
Because the future is both uncertain and unknowable, investment planning frequently involves efforts to simulate or "model" the future. Given certain investment decisions, how likely is it that a particular…
Bonds
When an individual borrows money to purchase a home, a type of debt called a "mortgage" is created. A single organization such as a bank or credit union will loan…
Basic Investment Tools
Individuals with investable funds often have a desire to put those "extra" dollars to work to meet a specific purpose. For some, there may be a desire to accumulate funds…
Modern Portfolio Theory
Everyone with money to invest faces a primary question: what do I invest the funds in? In answering this question, a number of individual factors are typically considered, such as…
Exchange-Traded Funds v.s. Mutual Funds
Exchange traded funds and mutual funds have similarities and differences. Compare and contrast them below!
The Perfect Investment
Once an individual or family has reached the stage in life where there is enough income to easily pay the monthly bills, there is often a desire to put the…
Mutual Funds
Individuals with excess dollars to put to work in some form of investment have an often-bewildering range of choices. An investor may decide to tackle the financial markets alone, and…
Using Cash Value Life Insurance
Saving money in pursuit of an accumulation goal is a problem many of us face. Some goals, such as retirement or a college fund for a child, are long-term savings…
Asset Allocation
Asset allocation is an investment strategy that seeks to reduce investment risk, while maintaining a desired rate of return, by spreading an individual's investments over a number of asset types.…
Growth v.s. Value
There are two schools of thought within the investment community as to whether higher returns can be achieved for "growth" or by investing for "value." Learn more about them and…